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Your Pattaya budget

What would your life here cost?

Choose a household example, replace the monthly amounts and add your arrival costs.

Monthly household total฿38,600

Your monthly costs

1-bed home · lower food and personal allowances

Arrival costs & refundable deposits

Use your booking or lease amounts. These are separate from monthly costs; zero means nothing has been added.

School, annual & optional expenses

School is excluded until added. Enter the full annual cost; it counts once in the annual plan, with monthly saving shown separately.

Published price examples

Put real prices beside your assumptions.

Three dated examples show where a monthly allowance becomes a specific purchase. These are published prices, not market averages or offers from us.

Sources checked 8 September 2026

A Jomtien rental

16,000THB · advertised per month

The Riviera Jomtien · 1 bedroom · 35 m² · floor 8. The listing gives conflicting deposit amounts. Availability and the final lease remain unconfirmed.

See the listing

Airport arrival

151THB · published fare per seat

RRC: Suvarnabhumi–Jomtien. Budget for the journey from the bus stop to your home separately. The 22:00 airport service ends at Pattaya bus station instead.

See the operator’s route

Home internet

500THB · per month, before VAT

AIS BROADBAND24 · up to 500/500 Mbps · 24-month contract. Check building coverage, activation charges and early-exit terms before signing.

See the package and terms

Keep an airport fare in setup costs. Put home internet inside utilities, and replace rent only after the full terms are agreed. See how the rental deposit changes arrival cash →

What to include

  1. Monthly costs. Rent, food, utilities, transport, health reserve and personal spending for your household.
  2. Setup. Flights, temporary accommodation, furnishings and any applicable admin charges.
  3. Refundable deposits. Cash needed under your lease, even if returned later.
  4. Annual and optional costs. School, travel and irregular commitments, counted once.

For each child, request a full school quote including compulsory charges. See the schools guide.

Compare households

These fictional budgets illustrate the calculation. They are not observed spending, market averages or minimum budgets.

Monthly editorial assumptions, THB · 7 September 2026
Monthly costOne personTwo adultsFamily of four
Rent16,00026,00055,000
Food & groceries7,00024,00038,400
Utilities & internet2,6003,0007,800
Transport6,00010,20018,000
Health & insurance reserve3,50012,00018,000
Personal spending3,50016,00054,000
Monthly total38,60091,200191,200

School, setup, deposits and irregular expenses are excluded. The editable health reserve is not an insurance premium.

Edit an example

How totals are calculated

Monthly total = the six monthly amounts.

Annual plan = monthly total × 12 + annual extras. Extras count once. The monthly saving amount is extras ÷ 12; it is not added again.

Arrival cash = monthly total + setup + refundable deposits. Annual payment dates are not included. Add tuition, fees or other payments due on arrival to your cash plan.

Use a rental quote

Rent varies by building, size, lease and condition. Enter a quote; area choice has no price effect. Compare areas, then check the home and lease.

Model assumptions, currency and review

The homepage, worksheet and planner in all three languages share the calculation. Planner allowances depend on home, household, food and transport choices; rent and health reserve are editable.

Amounts are in Thai baht, without live conversion. Use the currency converter for reference; check the rate available to you before transferring money.

Arithmetic and shared assumptions reviewed 7 September 2026. The source checks below retain their original dates.

Sources

Original source review: 23 August 2026. Tariffs and reference rates explain individual costs, not a typical household budget.

  1. Provincial Electricity Authority: tariff structureOriginal source check: 23 August 2026. Your bill also depends on usage, current adjustments and lease billing.
  2. Provincial Waterworks Authority: water tariffsCheck the water tariff and the building’s billing method; the worksheet uses an allowance, not a quoted bill.
  3. Bank of Thailand: daily exchange ratesReference page checked 7 September 2026. No rate is imported or fixed in this calculator.
  4. School-published tuition and fee evidenceUse the dated records on the schools page, then confirm the current year group and complete quotation.
  5. Rent, food, transport and insuranceThe displayed amounts are editorial assumptions. Replace them with current offers, policy quotes and personal receipts; they are not a representative survey.

Publisher: TimPaemi. How we prepare the guides · Report a correction

Budget questions

How much do I need each month?

The examples are ฿38,600, ฿91,200 and ฿191,200, excluding school, setup, deposits and annual extras until added. None is a minimum or a quote; use your household’s costs.

Is Pattaya cheaper than Bangkok or Phuket?

This model cannot establish that. Compare equivalent homes and spending categories for the same dates.

Which amounts should I verify first?

Check rent, insurance, school and vehicle costs against full written terms and exclusions. After arrival, use your receipts for food and utilities.

How is rent set?

Example rents are ฿16,000 for one person, ฿26,000 for two adults and ฿55,000 for a family. Enter the amount for your chosen home; selecting an area does not change rent automatically.

Plan your next steps

Compare areas · Understand the lease · Check your stay options · Plan your arrival · Check care and cover