Everything to do before you fly and in your first 30 days in Pattaya, Phuket, Bangkok or Koh Samui — TDAC, TM30, the 90-day report, banking, the licence and schools — in the order that actually works. One printable page. Tick as you go.
Phase 0 — Before you fly: visa, insurance, the mandatory TDAC, scanning docs, how much accommodation to book.
Days 1–3: SIM, Grab/Bolt, the ฿220 ATM fee trap.
Week 1: TM30, the home hunt, opening a Thai bank account (with the 2026 tightening).
Week 2: the 90-day report, registering with a hospital, sorting transport.
Weeks 3–4: driving licence, schools, building a social circle — plus the emergency numbers to save.
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This checklist is general information for planning — not legal, financial, immigration or medical advice. Thailand's visa, tax and banking rules change; always verify current requirements with the official source before you act.